Personal Loan (Varanasi)

Get Personal Loan with FinBucket Loan in just 10 minutes

Loan Amount*
Full Name (as per PAN)*
Email Address*
Mobile No.*
Date of birth*
In which city do you live?*
PAN Number (Optional)
CIBIL (Credit Score)*
Residence Type*
Occupation*
Office Type*
Existing EMI amount (Enter 0 if no EMI)
Credit Card Outstanding (Enter 0 if no credit card)
Existing CC or OD limit amount (Enter 0 if no limit)
Company Name*
Net Monthly Salary*
Salary Received As*
Firm Name (as per PAN)*
Firm Registered As*
Nature of Business*
Your Profession*
In Business Since*
Sales in last 12 months*
Net profit after tax in the last 12 months*
Income Tax Return Filed*
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Personal Loan?

Personal loan is a type of an unsecured loan. It helps to meet a person’s current financial needs. No need of any security/collateral while availing it. Personal loan gives you the flexibility to use the funds as per your convenience and need.

if someone need instant cash and can be used for travelling, wedding,medical emergency,home renovation,or anything else, you can then simply get your hand on personal loan and you are ready with the money in your pockets.

Loan Term

1 Year to 4 Years

Maximum Loan Amount

₹ 50 Lakhs

Interest Rates

10% – 15%

Personal Loan in Varanasi

Loans for personal use can be opted in here in Varanasi without any difficulty. The range of loan is 25,000 to 25,00,000. Any person earning 20,000/- per month is eligible to apply for this loan. The tenure associated with this loan is from 1 to 5 years. With the rate of interest from 20 to 30%.

A loan with flexible turn is a personal loan as there is no bar in the usage of this loan, any reason you are up to you can willingly apply as it suits best in emergencies. This loan is usually taken by people who need medical or travel expenses, even people who can bear the marriage expenses files for the same category of loan.

Varanasi owns a silk weaving industry along with it is a major hub for historic and religious grants of Hinduism which attracts a lot of tourists towards it. Banks and NBFC’s are interested in expanding their roots to this city and work for the welfare.

Online lending providers are much in discussion nowadays as they help in filing you the loan with a very basic rate and helps you get aware of all the details required before opting for one. Our site finbucket gives you a list of banks who provides you the loan with good data comparing interest rates, tenure, and range. On our site, one can check his or her eligibility criteria and can mark oneself for the loan interested in.

Personal Loan- Eligibility

There are various banks and NBFC’s which offers personal loan to all applicants fulfilling their basic eligibility criteria. Different banks have different eligibility criteria.

Most of the banks and NBFC’s have common criteria for individuals requesting a personal loan which include:

Category	Self-Employed	Salaried
Age	28 years to 65 years (25 years for doctors)	23 years to 58 years
Income	Minimum turnover of Rs.40 lakhs for non-professionals Minimum turnover of Rs.15 lakhs for professionals	Rs.17,000 (Rs.25,000 for metro cities)
CIBIL Score	Above 750	Above 750
Loan amount	75 k(Min)- 15 Lakh (Max)	75 k(Min)- 20 Lakh (Max)

Documents required for Personal Loan

Each bank and NBFC has different documentation criteria for the personal loan. These are the common documents which is required by most of the banks and NBFC’s for individual requesting a personal loan include:

Documents for Salaried Individuals:	Documents for Self-Employed:
Proof of Identity: Passport, Driving License, Voters ID or PAN Card	Proof of Identity: Passport, Driving License, Voters ID or PAN Card
Proof of Residence:-Passport or utility bills	Proof of Residence:-Passport or utility bills
Latest 3 months Bank Statement of Salary Account	Income proof: Audited financials for the last two years.
Salary slips for the last 3 months.	Last 6 months Bank statement.
	Office address proof

How to apply for Personal Loan

In 4 steps you can easily apply for personal loan in no time

Firstly, you have to fill a simple application form that will demand your basic personal information given on the site.
We already have a coordination with 30+ banks/NBFC to get your application to them.
Compare interest rates on your own and choose the best one for you.
We will send you an e-approval that your loan application is accepted within 24-48 hours and the amount will be credited to your account.

Apply

Fill the simple application form

Coordinate

We are coordinating with 30+ banks / NBFCs to get your application.

Rates

We get the best rates for you.

Approval

Loan is approved and amount credited.

Personal Loan Interest Rates Table

Bank Name	Interest Rates
SBI	12.5% to 16.5% p.a.
ICICI	11.59% to 18.49% p.a.
Axis Bank	15.50% to 24% p.a.
HDFC Bank	15.75% to 20% p.a
Citibank	14.25% to 19.99% p.a.
Standard Chartered	11.99% to 17% p.a.
TATA Capital	13.99% to 17.5% p.a.
Oriental Bank	11.20% to 12.95% p.a.
Capital First	13% to 18.45% p.a.
Indusind Bank	11.25% to 26% p.a
Fullerton India	21% to 40% p.a.
Kotak Mahindra	11.5% to 24% p.a.
Aditya Birla	14% to 16% p.a.

Testimonials

Some of our Awesome Testimonials

“I had to just fill my personal loan form at FinBucket. They automatically searched across 50+ partner banks and NBFCs and gave the best deal to me.”

Nitin Bhatia, COO,
CaterWow Private. Limited

“I had taken loan for the first time online. Instant assistance and patience from team FinBucket helped me apply and get loan easily at Varanasi.”

Shikha Bhatia,
Founder, Shiksha Learning Academy

“I am very satisfied with the services and business relation with FinBucket. It was easy and simple to get any information regarding loan in Varanasi.”