Personal Loan (Surat)
Get Personal Loan with FinBucket Loan in just 10 minutes
Personal Loan?
Personal loan is a type of an unsecured loan. It helps to meet a person’s current financial needs. No need of any security/collateral while availing it. Personal loan gives you the flexibility to use the funds as per your convenience and need.
if someone need instant cash and can be used for travelling, wedding,medical emergency,home renovation,or anything else, you can then simply get your hand on personal loan and you are ready with the money in your pockets.
Personal Loan in Surat
It is the first IT smart city of India is also famous for its textile, food, and diamonds. Tata and Wipro are the two leading IT firms in the city. Credit products have now become known terms for people after digitalization came into force. Visit our website of Finbucket and get all the details necessary attached in here with personal loans. The website does the work for you by comparing what is your salary how much loan granting to you can result on the safe side and helps you to check your eligibility criteria for the loan mentioned.
A personal loan is easily available in surat by any banks or financial institutions. The loan is detailed in with a lot of features and the most preferred one is that the loan is available in a short period of time, being a one with a less procedure to fall for a loan is best known among the people. This loan is taken by a huge amount of people because of either medical emergencies, or education, or any traveling purpose and also can be any other reason for debt clearance, marriage, etc.
The loan ranges from25,000 to 25,00,000/-. With an interest rate of 20 to 30%. This loan is also provided with the help of online lenders who will reduce your time spent in there for the bank’s queues. Help for the same will be given by our site finbucket which will get you through the bad to the best. Documents required to be mentioned in here with this application of personal loans will be aadhar card, PAN card, salary slips, and salary account.
Personal Loan- Eligibility
There are various banks and NBFC’s which offers personal loan to all applicants fulfilling their basic eligibility criteria. Different banks have different eligibility criteria.
Most of the banks and NBFC’s have common criteria for individuals requesting a personal loan which include:
Category | Self-Employed | Salaried |
---|---|---|
Age | 28 years to 65 years (25 years for doctors) | 23 years to 58 years |
Income |
|
Rs.17,000 (Rs.25,000 for metro cities) |
CIBIL Score | Above 750 | Above 750 |
Loan amount | 75 k(Min)- 15 Lakh (Max) | 75 k(Min)- 20 Lakh (Max) |
Documents required for Personal Loan
Each bank and NBFC has different documentation criteria for the personal loan. These are the common documents which is required by most of the banks and NBFC’s for individual requesting a personal loan include:
Documents for Salaried Individuals: | Documents for Self-Employed: |
---|---|
Proof of Identity: Passport, Driving License, Voters ID or PAN Card | Proof of Identity: Passport, Driving License, Voters ID or PAN Card |
Proof of Residence:-Passport or utility bills | Proof of Residence:-Passport or utility bills |
Latest 3 months Bank Statement of Salary Account | Income proof: Audited financials for the last two years. |
Salary slips for the last 3 months. | Last 6 months Bank statement. |
Office address proof |
How to apply for Personal Loan
In 4 steps you can easily apply for personal loan in no time
- Firstly, you have to fill a simple application form that will demand your basic personal information given on the site.
- We already have a coordination with 30+ banks/NBFC to get your application to them.
- Compare interest rates on your own and choose the best one for you.
- We will send you an e-approval that your loan application is accepted within 24-48 hours and the amount will be credited to your account.
Personal Loan Interest Rates Table
Bank Name | Interest Rates |
---|---|
SBI | 12.5% to 16.5% p.a. |
ICICI | 11.59% to 18.49% p.a. |
Axis Bank | 15.50% to 24% p.a. |
HDFC Bank | 15.75% to 20% p.a |
Citibank | 14.25% to 19.99% p.a. |
Standard Chartered | 11.99% to 17% p.a. |
TATA Capital | 13.99% to 17.5% p.a. |
Oriental Bank | 11.20% to 12.95% p.a. |
Capital First | 13% to 18.45% p.a. |
Indusind Bank | 11.25% to 26% p.a |
Fullerton India | 21% to 40% p.a. |
Kotak Mahindra | 11.5% to 24% p.a. |
Aditya Birla | 14% to 16% p.a. |
Testimonials
Some of our Awesome Testimonials
“I had to just fill my personal loan form at FinBucket. They automatically searched across 50+ partner banks and NBFCs and gave the best deal to me.”
Nitin Bhatia, COO,
CaterWow Private. Limited
“I had taken loan for the first time online. Instant assistance and patience from team FinBucket helped me apply and get loan easily at Surat.”
Shikha Bhatia,
Founder, Shiksha Learning Academy
“I am very satisfied with the services and business relation with FinBucket. It was easy and simple to get any information regarding loan in Surat.”