Personal Loan (Patna)

Get Personal Loan with FinBucket Loan in just 10 minutes

Personal Loan?

Personal loan is a type of an unsecured loan. It helps to meet a person’s current financial needs. No need of any security/collateral while availing it. Personal loan gives you the flexibility to use the funds as per your convenience and need.

if someone need instant cash and can be used for travelling, wedding,medical emergency,home renovation,or anything else, you can then simply get your hand on personal loan and you are ready with the money in your pockets.

Personal Loan in Patna

A personal loan is the best option for those who do not have anything to keep in for the collateral. The personal loan comes with fewer interest rates than the credit cards. People who need money in an emergency will be the ones who seek personal loans as it has a less documental process and works in favor of no bars.

A personal loan can opt for any purpose of medical, travel, or marriage, etc. situated in northern banks of Ganga and is famous for agricultural purposes and the center of trade. It is the 21st fastest growing city in the world because of which it steals the show for banks and NBFC’s they want to happily invest more and more in Patna as that will lead to an usher rapid growth.

Personal loans come with the interest rates from 20 to 30% and the range featured is from 25,000 to 25,00,00/-. To opt for it as early as possible one need to submit the required documents of Adhar card, PAN card, salary slips, and the salary account. One must also have good credit scores with good credit history which will be hence made very useful to have the disburse of loan within 48 hours.

Finbucket helps you in decreasing the burden of a loan by doing all the documental procedures by itself and hence requires command from you. To check your eligibility criteria of loan is also made available by our site.

Personal Loan- Eligibility

There are various banks and NBFC’s which offers personal loan to all applicants fulfilling their basic eligibility criteria. Different banks have different eligibility criteria.

Most of the banks and NBFC’s have common criteria for individuals requesting a personal loan which include:

Category Self-Employed Salaried
Age 28 years to 65 years (25 years for doctors) 23 years to 58 years
Income
  • Minimum turnover of Rs.40 lakhs for non-professionals
  • Minimum turnover of Rs.15 lakhs for professionals
Rs.17,000 (Rs.25,000 for metro cities)
CIBIL Score Above 750 Above 750
Loan amount 75 k(Min)- 15 Lakh (Max) 75 k(Min)- 20 Lakh (Max)

Documents required for Personal Loan

Each bank and NBFC has different documentation criteria for the personal loan. These are the common documents which is required by most of the banks and NBFC’s for individual requesting a personal loan include:

Documents for Salaried Individuals: Documents for Self-Employed:
Proof of Identity: Passport, Driving License, Voters ID or PAN Card Proof of Identity: Passport, Driving License, Voters ID or PAN Card
Proof of Residence:-Passport or utility bills Proof of Residence:-Passport or utility bills
Latest 3 months Bank Statement of Salary Account Income proof: Audited financials for the last two years.
Salary slips for the last 3 months. Last 6 months Bank statement.
Office address proof

How to apply for Personal Loan

In 4 steps you can easily apply for personal loan in no time

  • Firstly, you have to fill a simple application form that will demand your basic personal information given on the site.
  • We already have a coordination with 30+ banks/NBFC to get your application to them.
  • Compare interest rates on your own and choose the best one for you.
  • We will send you an e-approval that your loan application is accepted within 24-48 hours and the amount will be credited to your account.
Apply
Fill the simple application form

Coordinate
We are coordinating with 30+ banks / NBFCs to get your application.

Rates
We get the best rates for you.

Approval
Loan is approved and amount credited.

Personal Loan Interest Rates Table

Bank Name Interest Rates
SBI 12.5% to 16.5% p.a.
ICICI 11.59% to 18.49% p.a.
Axis Bank 15.50% to 24% p.a.
HDFC Bank 15.75% to 20% p.a
Citibank 14.25% to 19.99% p.a.
Standard Chartered 11.99% to 17% p.a.
TATA Capital 13.99% to 17.5% p.a.
Oriental Bank 11.20% to 12.95% p.a.
Capital First 13% to 18.45% p.a.
Indusind Bank 11.25% to 26% p.a
Fullerton India 21% to 40% p.a.
Kotak Mahindra 11.5% to 24% p.a.
Aditya Birla 14% to 16% p.a.

Testimonials

Some of our Awesome Testimonials

“I had to just fill my personal loan form at FinBucket. They automatically searched across 50+ partner banks and NBFCs and gave the best deal to me.”

Nitin Bhatia, COO,
CaterWow Private. Limited

“I had taken loan for the first time online. Instant assistance and patience from team FinBucket helped me apply and get loan easily at Patna.”

Shikha Bhatia,
Founder, Shiksha Learning Academy

“I am very satisfied with the services and business relation with FinBucket. It was easy and simple to get any information regarding loan in Patna.”

Gaurav Saini
Software Engineer at Manhattan Associates