Personal Loan (Patna)

Get Personal Loan with FinBucket Loan in just 10 minutes

Loan Amount*
Full Name (as per PAN)*
Email Address*
Mobile No.*
Date of birth*
In which city do you live?*
PAN Number (Optional)
CIBIL (Credit Score)*
Residence Type*
Occupation*
Office Type*
Existing EMI amount (Enter 0 if no EMI)
Credit Card Outstanding (Enter 0 if no credit card)
Existing CC or OD limit amount (Enter 0 if no limit)
Company Name*
Net Monthly Salary*
Salary Received As*
Firm Name (as per PAN)*
Firm Registered As*
Nature of Business*
Your Profession*
In Business Since*
Sales in last 12 months*
Net profit after tax in the last 12 months*
Income Tax Return Filed*
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Personal Loan?

Personal loan is a type of an unsecured loan. It helps to meet a person’s current financial needs. No need of any security/collateral while availing it. Personal loan gives you the flexibility to use the funds as per your convenience and need.

if someone need instant cash and can be used for travelling, wedding,medical emergency,home renovation,or anything else, you can then simply get your hand on personal loan and you are ready with the money in your pockets.

Loan Term

1 Year to 4 Years

Maximum Loan Amount

₹ 50 Lakhs

Interest Rates

10% – 15%

Personal Loan in Patna

A personal loan is the best option for those who do not have anything to keep in for the collateral. The personal loan comes with fewer interest rates than the credit cards. People who need money in an emergency will be the ones who seek personal loans as it has a less documental process and works in favor of no bars.

A personal loan can opt for any purpose of medical, travel, or marriage, etc. situated in northern banks of Ganga and is famous for agricultural purposes and the center of trade. It is the 21st fastest growing city in the world because of which it steals the show for banks and NBFC’s they want to happily invest more and more in Patna as that will lead to an usher rapid growth.

Personal loans come with the interest rates from 20 to 30% and the range featured is from 25,000 to 25,00,00/-. To opt for it as early as possible one need to submit the required documents of Adhar card, PAN card, salary slips, and the salary account. One must also have good credit scores with good credit history which will be hence made very useful to have the disburse of loan within 48 hours.

Finbucket helps you in decreasing the burden of a loan by doing all the documental procedures by itself and hence requires command from you. To check your eligibility criteria of loan is also made available by our site.

Personal Loan- Eligibility

There are various banks and NBFC’s which offers personal loan to all applicants fulfilling their basic eligibility criteria. Different banks have different eligibility criteria.

Most of the banks and NBFC’s have common criteria for individuals requesting a personal loan which include:

Category	Self-Employed	Salaried
Age	28 years to 65 years (25 years for doctors)	23 years to 58 years
Income	Minimum turnover of Rs.40 lakhs for non-professionals Minimum turnover of Rs.15 lakhs for professionals	Rs.17,000 (Rs.25,000 for metro cities)
CIBIL Score	Above 750	Above 750
Loan amount	75 k(Min)- 15 Lakh (Max)	75 k(Min)- 20 Lakh (Max)

Documents required for Personal Loan

Each bank and NBFC has different documentation criteria for the personal loan. These are the common documents which is required by most of the banks and NBFC’s for individual requesting a personal loan include:

Documents for Salaried Individuals:	Documents for Self-Employed:
Proof of Identity: Passport, Driving License, Voters ID or PAN Card	Proof of Identity: Passport, Driving License, Voters ID or PAN Card
Proof of Residence:-Passport or utility bills	Proof of Residence:-Passport or utility bills
Latest 3 months Bank Statement of Salary Account	Income proof: Audited financials for the last two years.
Salary slips for the last 3 months.	Last 6 months Bank statement.
	Office address proof

How to apply for Personal Loan

In 4 steps you can easily apply for personal loan in no time

Firstly, you have to fill a simple application form that will demand your basic personal information given on the site.
We already have a coordination with 30+ banks/NBFC to get your application to them.
Compare interest rates on your own and choose the best one for you.
We will send you an e-approval that your loan application is accepted within 24-48 hours and the amount will be credited to your account.

Apply

Fill the simple application form

Coordinate

We are coordinating with 30+ banks / NBFCs to get your application.

Rates

We get the best rates for you.

Approval

Loan is approved and amount credited.

Personal Loan Interest Rates Table

Bank Name	Interest Rates
SBI	12.5% to 16.5% p.a.
ICICI	11.59% to 18.49% p.a.
Axis Bank	15.50% to 24% p.a.
HDFC Bank	15.75% to 20% p.a
Citibank	14.25% to 19.99% p.a.
Standard Chartered	11.99% to 17% p.a.
TATA Capital	13.99% to 17.5% p.a.
Oriental Bank	11.20% to 12.95% p.a.
Capital First	13% to 18.45% p.a.
Indusind Bank	11.25% to 26% p.a
Fullerton India	21% to 40% p.a.
Kotak Mahindra	11.5% to 24% p.a.
Aditya Birla	14% to 16% p.a.