Personal Loan (Kolkata)

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Personal Loan?

Personal loan is a type of an unsecured loan. It helps to meet a person’s current financial needs. No need of any security/collateral while availing it. Personal loan gives you the flexibility to use the funds as per your convenience and need.

if someone need instant cash and can be used for travelling, wedding,medical emergency,home renovation,or anything else, you can then simply get your hand on personal loan and you are ready with the money in your pockets.

Personal Loan in Kolkata

A personal loan is easily available in Kolkata in any bank or financial institution. The range which it provides is of rs.25, 000 to rs.25, 00,000/-. It is an unsecured loan with no mortgage. This loan is most preferable to the other loans. Documents are less to work for. Differs from the range of credit cards. This loan is usually taken for medical emergencies, education, travel, and home renovation. Being most flexible can be used for any purpose by the person. Any immediate or emergency work just go for personal loans. A person can be guaranteed his providing of loans on basis of his or her financial statements. Finbucket does the work for you in a very short period of time. The period of repayment is also flexible in Kolkata.

The financial institutions provide personal loans in Kolkata city as being a metropolitan city it is the most interesting area to invest by them. They give loans at lower rates and with attractive features because of which the city has seen new emerging heights for the past few years. The increasing needs of people and change in lifestyle have sought a lot of interest from the institutions. The emergence of digital technology among people gave them a lot of knowledge about credit needs. Being in banks for long queues rather you can visit our site Finbucket and can seek help from us.

Getting a loan on low-interest rates is what everybody wants so by keeping a check on your credit essentials and finance history you will be provided with the same. The salary of a person applying must be more than rs.20,000/-. the company in which you work has a collaboration with any bank then consumers’ first preference in applying for loans should be the very same bank. Proving your financial statements is a must which can be done by putting your account details on board. Other documents will be aadhar card, PAN card, and any other address proof. Tenure of your work can also be a factor to be considered by banks.

Finbucket provides a free service to the consumers who want to apply for personal loans. You can easily avail the loan with our help. Filling the form for application is required. All the processes of documentation until the disburse of the loan will be done by the team of finbucket. You will have the best experience in the availing process of loan by our site.

Even you can visit our page and find your eligibility criteria. The site looks upon your credit history and will recommend you to how much money to be borrowed by you will be safe.

Personal Loan- Eligibility

There are various banks and NBFC’s which offers personal loan to all applicants fulfilling their basic eligibility criteria. Different banks have different eligibility criteria.

Most of the banks and NBFC’s have common criteria for individuals requesting a personal loan which include:

Category Self-Employed Salaried
Age 28 years to 65 years (25 years for doctors) 23 years to 58 years
  • Minimum turnover of Rs.40 lakhs for non-professionals
  • Minimum turnover of Rs.15 lakhs for professionals
Rs.17,000 (Rs.25,000 for metro cities)
CIBIL Score Above 750 Above 750
Loan amount 75 k(Min)- 15 Lakh (Max) 75 k(Min)- 20 Lakh (Max)

Documents required for Personal Loan

Each bank and NBFC has different documentation criteria for the personal loan. These are the common documents which is required by most of the banks and NBFC’s for individual requesting a personal loan include:

Documents for Salaried Individuals: Documents for Self-Employed:
Proof of Identity: Passport, Driving License, Voters ID or PAN Card Proof of Identity: Passport, Driving License, Voters ID or PAN Card
Proof of Residence:-Passport or utility bills Proof of Residence:-Passport or utility bills
Latest 3 months Bank Statement of Salary Account Income proof: Audited financials for the last two years.
Salary slips for the last 3 months. Last 6 months Bank statement.
Office address proof

How to apply for Personal Loan

In 4 steps you can easily apply for personal loan in no time

  • Firstly, you have to fill a simple application form that will demand your basic personal information given on the site.
  • We already have a coordination with 30+ banks/NBFC to get your application to them.
  • Compare interest rates on your own and choose the best one for you.
  • We will send you an e-approval that your loan application is accepted within 24-48 hours and the amount will be credited to your account.
Fill the simple application form

We are coordinating with 30+ banks / NBFCs to get your application.

We get the best rates for you.

Loan is approved and amount credited.

Personal Loan Interest Rates Table

Bank Name Interest Rates
SBI 12.5% to 16.5% p.a.
ICICI 11.59% to 18.49% p.a.
Axis Bank 15.50% to 24% p.a.
HDFC Bank 15.75% to 20% p.a
Citibank 14.25% to 19.99% p.a.
Standard Chartered 11.99% to 17% p.a.
TATA Capital 13.99% to 17.5% p.a.
Oriental Bank 11.20% to 12.95% p.a.
Capital First 13% to 18.45% p.a.
Indusind Bank 11.25% to 26% p.a
Fullerton India 21% to 40% p.a.
Kotak Mahindra 11.5% to 24% p.a.
Aditya Birla 14% to 16% p.a.


Some of our Awesome Testimonials

“I had to just fill my personal loan form at FinBucket. They automatically searched across 50+ partner banks and NBFCs and gave the best deal to me.”

Nitin Bhatia, COO,
CaterWow Private. Limited

“I had taken loan for the first time online. Instant assistance and patience from team FinBucket helped me apply and get loan easily at Kolkata.”

Shikha Bhatia,
Founder, Shiksha Learning Academy

“I am very satisfied with the services and business relation with FinBucket. It was easy and simple to get any information regarding loan in Kolkata.”

Gaurav Saini
Software Engineer at Manhattan Associates