Personal Loan (Baroda)

Get Personal Loan with FinBucket Loan in just 10 minutes

Loan Amount*
Full Name (as per PAN)*
Email Address*
Mobile No.*
Date of birth*
In which city do you live?*
PAN Number (Optional)
CIBIL (Credit Score)*
Residence Type*
Occupation*
Office Type*
Existing EMI amount (Enter 0 if no EMI)
Credit Card Outstanding (Enter 0 if no credit card)
Existing CC or OD limit amount (Enter 0 if no limit)
Company Name*
Net Monthly Salary*
Salary Received As*
Firm Name (as per PAN)*
Firm Registered As*
Nature of Business*
Your Profession*
In Business Since*
Sales in last 12 months*
Net profit after tax in the last 12 months*
Income Tax Return Filed*
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Personal Loan?

Personal loan is a type of an unsecured loan. It helps to meet a person’s current financial needs. No need of any security/collateral while availing it. Personal loan gives you the flexibility to use the funds as per your convenience and need.

if someone need instant cash and can be used for travelling, wedding,medical emergency,home renovation,or anything else, you can then simply get your hand on personal loan and you are ready with the money in your pockets.

Loan Term

1 Year to 4 Years

Maximum Loan Amount

₹ 50 Lakhs

Interest Rates

10% – 15%

Personal Loan in Baroda

The third-largest city of Gujarat, Baroda has a rich historic background, aspires to be a hub for manufacturing to strengthen the economy. Taken into consideration banks and NBFC’s are interested in providing loans to the people. Personal loans which are the quickest remedy for any emergency are adopted by people more today. Flexibility in use with fewer documents headache is more opted in by the people.

Personal loans are usually uplifted to provide a helping hand to those who really want to do something and have a goal to achieve. Personal loans start with the range of 25,000 and go up to 25,00,000/-. The interest rates as compared to the credit cards are pretty much less and so can also be a way to save money. Interest rates can go to 30%.

To get a loan on time with an instant relief one needs to provide the details of his salary account, recent salary slips, and also his aadhar card, PAN card, etc. having a good credit score and history stands in favor too for the granting of a loan.

Finbucket provides you all the detailed analysis on banks which will help in opting for which one to go and which to drop. On our site, you can search the eligibility criteria of your application of loan. The rate and amount best suited for you will also be guided so that no problem can occur at the time of repayment.

Personal Loan- Eligibility

There are various banks and NBFC’s which offers personal loan to all applicants fulfilling their basic eligibility criteria. Different banks have different eligibility criteria.

Most of the banks and NBFC’s have common criteria for individuals requesting a personal loan which include:

Category	Self-Employed	Salaried
Age	28 years to 65 years (25 years for doctors)	23 years to 58 years
Income	Minimum turnover of Rs.40 lakhs for non-professionals Minimum turnover of Rs.15 lakhs for professionals	Rs.17,000 (Rs.25,000 for metro cities)
CIBIL Score	Above 750	Above 750
Loan amount	75 k(Min)- 15 Lakh (Max)	75 k(Min)- 20 Lakh (Max)

Documents required for Personal Loan

Each bank and NBFC has different documentation criteria for the personal loan. These are the common documents which is required by most of the banks and NBFC’s for individual requesting a personal loan include:

Documents for Salaried Individuals:	Documents for Self-Employed:
Proof of Identity: Passport, Driving License, Voters ID or PAN Card	Proof of Identity: Passport, Driving License, Voters ID or PAN Card
Proof of Residence:-Passport or utility bills	Proof of Residence:-Passport or utility bills
Latest 3 months Bank Statement of Salary Account	Income proof: Audited financials for the last two years.
Salary slips for the last 3 months.	Last 6 months Bank statement.
	Office address proof

How to apply for Personal Loan

In 4 steps you can easily apply for personal loan in no time

Firstly, you have to fill a simple application form that will demand your basic personal information given on the site.
We already have a coordination with 30+ banks/NBFC to get your application to them.
Compare interest rates on your own and choose the best one for you.
We will send you an e-approval that your loan application is accepted within 24-48 hours and the amount will be credited to your account.

Apply

Fill the simple application form

Coordinate

We are coordinating with 30+ banks / NBFCs to get your application.

Rates

We get the best rates for you.

Approval

Loan is approved and amount credited.

Personal Loan Interest Rates Table

Bank Name	Interest Rates
SBI	12.5% to 16.5% p.a.
ICICI	11.59% to 18.49% p.a.
Axis Bank	15.50% to 24% p.a.
HDFC Bank	15.75% to 20% p.a
Citibank	14.25% to 19.99% p.a.
Standard Chartered	11.99% to 17% p.a.
TATA Capital	13.99% to 17.5% p.a.
Oriental Bank	11.20% to 12.95% p.a.
Capital First	13% to 18.45% p.a.
Indusind Bank	11.25% to 26% p.a
Fullerton India	21% to 40% p.a.
Kotak Mahindra	11.5% to 24% p.a.
Aditya Birla	14% to 16% p.a.