Merchant Cash Advance or Loan Against Card Swipes

Get loan on your Credit Card Receivables

Get Personal Loan with FinBucket Loan in just 10 minutes

What is Merchant Cash Advance or Loan Against Card Swipes?

Merchant Cash Advance or Loan Against Credit Card Swipes or Loan against EDC Sales provides power to the retailers to take Loan Against Card Sales. These loans can also be helpful to merchants like you who want to acquire working capital to execute and expand business operations.

How to apply for Merchant Cash Advance

Fill simple application form

We are coordinating with 30+ banks / NBFCs to get your application.

We get the best rates for you.

Loan is approved and amount credited.

Advantages of Loan Against Card Swipes?


Following are the minimum requirements for Loan Against EDC Swipes


Following documents are required for Merchant Cash Advance

FREQUEntly Asked Questions

Get answers to all your questions

1. How can Loan Against EDC Swipes Help You?
If you have good Card sales on your store and you need extra funds to expand your business. Merchant Cash Advance or Loan Against EDC Swipes or Loan Against Card Swipes is the right choice for you.
2. How Does Merchant Cash Advance Works?
Based on your card sales over the last 1 years FinBucket will provide you Loans from the Financial Institutions who will give the maximum loan at lowest rates to expand your business. Then the Institutions will install 1 machine for card swiping. The machine will automatically send the instalment money to the institutions and the remaining amount will be credited to your account.
3. Do you have to provide any collateral, security or guarantors in Loan Against Card Swipes?
Ofcorse not, at FinBucket you don’t have to provide any security, collateral or guarantee for getting a Merchant Cash Advance or Loan Against Credit Card Swipes or Loan Against EDC Sales. We will provide you the loan based on your financials
4. How can you repay the Loan?
The Instalments of your loan will be automatically deducted from your card swipes every months.
5. What Will Loan Against Card Swipes or Merchant Cash Advance Cost?
The cost of Merchant Cash Advance or Loan Against Credit Card Swipes or Loan Against EDC Sales depends on following ways:
  • How much is your card sales monthly
  • How much Loan do you need
  • The tenure of the loan
  • What is your credit score of your company
6. Who Can Qualify For Merchant Cash Advance?
  • Company vintage 3 years
  • Company card sales history 1 year
  • Minimum 6 settlements per month
  • Minimum card volume per month INR 1 Lakh


Some of our Awesome Testimonials

“I had to just fill 1-one at FinBucket. They automatically searched across 50+ partner banks and NBFCs and gave the best deal to me.”

Nitin Bhatia, COO,
CaterWow Private. Limited

“I had taken loan for the first time online. Instant assistance and patience from team FinBucket helped me apply and get loan easily.”

Shikha Bhatia,
Founder, Shiksha Learning Academy

“I am very satisfied with the services and business relation with FinBucket. It was easy and simple to get any information regarding loan from them.”

Gaurav Saini
Software Engineer at Manhattan Associates