1. Is a FinBucket Loan right for my business use?
We help businesses in getting short-term, flexible loans in a simple and capable way. If are a proud owner of a business with frequent working capital needs, loans through FinBucket will provide you easy access to funds to invest in growth of your business, cover expenses or pay suppliers.
2. How much can I get and for how long?
You can draw loans ranging from ₹ 30,000 to ₹ 35,00,000 depending on your income, repayment capacity, and rating. The loans are offered for a repayment tenure of up to 5 years.
3. What is the rate offered?
The rate offered depends on your credit evaluation and thereafter the rate offered by our lending partner(s).
4. Who can apply?
Anyone, above 18 years of age, who is in need of capital can apply though FinBucket for a loan. You could be a salaried individual or running your enterprise.
5. I already have one loan running through FinBucket, can I apply again and how?
Of course! It’s so easy and quick to borrow loan through FinBucket that we recommend you to borrow loan as per your need and borrow more if your need increases.
6. Who will service me during my loan term?
FinBucket is dedicated to serve you during the entire Loan Process. The expert team of FinBucket will assist you when and wherever required.
7. Who will offer loan to me?
We are open to all financial institutions to lend from us. The specific lender who has offered to lend you money will be clearly mentioned in your loan agreement.
8. What is CIBIL Company Credit Report?
CIBIL Credit Report is the actual testimony of your credit payment history collected from information received from various credit lenders. Credit lenders are Financial Institutions, leading Banks, Housing Finance Companies, State Financial Corporations, Non-Banking Financial Companies, Credit Card Companies who are Members of CIBIL. The intent of CIBIL report is to help credit lender make detailed lending decisions – quickly and neutrally, and enable quick processing of your credit applications to give you speedier access to credit at better terms.