Debit Cards are plastic cards that enable you to make cashless payments directly from your bank accounts. State Bank of India offers a multitude of debit cards. You can choose one based on your needs and requirements. SBI Debit Cards are reliable sources of payment and provide a good number of benefits to its users.

Reasons to choose SBI Debit Cards

SBI Debit Cards are popular among the public due to the services it provides. The reasons behind its popularity with the people is as follows

  • The customers can withdraw cash not only from State Bank Group ATMs but also from other ATMs.
  • It facilitates in making payments and opening term deposits with any SBI ATM.
  • Visa/MasterCard SecureCode Registration ensures the safety of the Debit Cards by using the technology of 3D Secure.
  • The acceptability of SBI Debit Cards is high across the country.
  • It provides Reward Points that help in getting concessions for shopping, dining, travel bookings, fuel among many more.
  • Regular and instant updates reach customers regarding their transactions.

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Range of SBI Debit Cards

The customers of SBI Debit Cards belong to all strata of societies. One can select the debit card that they require, looking into the features that befit them. Details on different kinds of SBI Debit Cards are discussed below.

SBI Debit Cards

SBI Classic

The features of SBI Classic Debit Card areas mentioned

  • The usage is to make payments to the worth of INR 50,000 per day with the Debit Card.
  • Daily withdrawal cash limit at ATMs ranges from INR 100 to INR 40,000.
  • Annual Maintenance Charges are INR 125, excluding GST.
  • Card Replacement charges are INR 300, excluding GST.

SBI Silver International

The application of the SBI Silver International Debit Card is both domestic and international. The features are as follows

  • Usage lies in making payments to the worth of INR 75,000 per day domestically with the Debit Card.
  • International limits vary according to the country.
  • Daily withdrawal cash limit at ATMs ranges from INR 100 to INR 40,000 in India.
  • Issuance charges are nil.
  • Annual Maintenance Charges are INR 150, excluding GST.
  • Card Replacement charges are INR 204, including taxes.

SBI Global International

The features of SBI Global International Debit Card are stated below

  • The usage is to make payments to the worth of INR 75,000 per day domestically as well as internationally with the Debit Card.
  • Daily withdrawal cash limit at ATMs ranges from INR 100 to INR 40,000 in India.
  • The international daily withdrawal limit from the ATM varies from country to country, but the maximum goes until the equivalent of INR 40,000.
  • Issuance charges are nil.
  • Annual Maintenance Charges are INR 175, excluding GST.
  • Card Replacement charges are INR 300, including taxes.

SBI Gold International

SBI Gold International Debit Card enables the customers to make the highest payments for purchases amongst all the SBI Debit Cards domestically. Its features are

  • Daily withdrawal cash limit at ATMs ranges from INR 100 to INR 50,000 in India.
  • The international daily withdrawal limit from the ATM varies from country to country, but the maximum goes until the equivalent of INR 50,000.
  • You can make payments to the worth of INR 2,00,000 per day domestically as well as internationally with the Debit Card.
  • Issuance charges are INR 100.
  • Annual Maintenance Charges are INR 175, excluding GST.
  • Card Replacement charges are INR 300, excluding GST.

SBI Platinum International

SBI Platinum International Debit Card enables its customers to make the highest payments amongst all the SBI Debit Cards domestically as well as internationally. The features are as follows

  • Daily withdrawal cash limit at ATMs ranges from INR 100 to INR 1,00,000 in India.
  • The international daily withdrawal limit from the ATM varies from country to country, but the maximum goes until the equivalent of INR 1,00,000.
  • You can make payments to the worth of INR 2,00,000 per day domestically as well as internationally with the Debit Card.
  • Issuance charges are INR 300, excluding GST.
  • Annual Maintenance Charges are INR 250, excluding GST.
  • Card Replacement charges are INR 300, excluding GST.

SbiINTOUCH Tap & Go

SbiINTOUCH Tap & Go Debit Card works on contactless technology. Whenever a customer comes across an outlet that shows the contactless symbol, he/she can make payments using this debit card. The features are as follows

  • Daily withdrawal cash limit at ATMs ranges from INR 100 to INR 40,000 in India.
  • The international daily withdrawal limit from the ATM varies from country to country, but the maximum goes until the equivalent of INR 40,000.
  • You can make payments to the worth of INR 75,000 per day domestically as well as internationally with the Debit Card.
  • Issuance charges are nil.
  • Annual Maintenance Charges are INR 175, excluding GST.
  • Card Replacement charges are INR 300, excluding GST.

SBI Debit Card Loyalty Program

SBI awards the regular customers of its Debit Cards with FreedomRewardz Points. They can also be called Reward Points. For making payments through the use of SBI Debit Cards, the following benefits are provided

  • An award of 1 FreedomRewardz Point (Reward Point) per spending of INR 200.
  • 50 Reward Points for making payment for the first time within 1 month from the issuance of debit cards.
  • 50 additional Reward Points for making payment for the second time within 1 month from the issuance of debit cards
  • 100 Reward Points for making payment for the third time within 1 month from the issuance of debit cards.
  • On completing at least 3 purchase transactions in a quarter, the reward points earned in that quarter gets doubled.
  • For carrying out 4 transactions worth INR 4,000 in one calendar quarter, the customers of SBI Debit Card earn 20 Reward Points instead of 10 Reward Points.
  • This applies to all Debit Cards apart from the Platinum Card. For the Platinum Card, the award amounts to 30 Reward Points.

The customers of SBI Debit Cards can redeem the FreedomRewardz Points for a period of 3 years from the date of issuance. The benefits that accrue from the Reward Points include discounts, gift vouchers among many more.

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