HDFC Bank awards the credit cardholders with Reward Points for payments through HDFC Credit Cards. The Rewards program of the HDFC Bank is called the MyRewards program. The HDFC Credit Card Reward Points one earns under this program enables them to get benefits such as discounts, gift vouchers, and cashback. The range of services these benefits accrue are restaurants, airline tickets, fuel, retail stores, among others.

The more the spending you do with the credit cards, the more HDFC Credit Card Reward Points you earn. Under the MyRewards program, you need to accumulate a minimum of 500 points to become eligible for redemption of HDFC Credit Card Reward Points. Apart from these points, the new credit cardholders also receive Welcome Reward Points for availing the services of the HDFC Bank.

The range of HDFC Credit Cards

Since each HDFC Credit Card differs in the rewards it gifts, one must choose them according to their needs and necessities. Below mentioned are the various kinds of HDFC Credit Cards and the HDFC Credit Card Reward Points associated with them.

MoneyBack

  • For every spending of INR 150, 2 Reward Points are given.
  • 4 Reward Points for spending on purchases online.
  • 100 Reward Points provide a cashback of INR 20.
  • The validity of redeeming Reward Points is 2 years from the date of accumulation.

JetPrivilege HDFC Bank Signature

  • 7500 Bonus JPMiles and one way Jet Airways ticket devoid of the base fare as Welcome Reward.
  • 6 JPMiles for spending every INR 150.
  • 18 JPMiles on every flight booking from Jet Airways.

Platinum Times Card

  • 3 Reward Points on every spending of INR 150.
  • 10 Reward Points for spending on dining on weekdays.
  • 25% discount on spending on movies and 20% on dining at the participating outlets.
  • The validity of redeeming Reward Points is 2 years from the date of accumulation.

Diners Club Black

  • 5 Reward Points for every spending of INR 150.
  • 10,000 Reward Points for Travel vouchers worth INR 10,000 on HDFC Bank Diners Club.
  • East access to several Golf Clubs in India as a Green Fee player.
  • The validity of redeeming Reward Points is 3 years from the date of accumulation.

Infinia

  • 5 Reward Points for spending INR 150.
  • 10 Reward Points i.e. 2X Reward Points for every INR 150 for the following
  • The Reward Points come into use for
    • Travel bookings on the HDFC Bank Infinia website
    • Exciting gifts
  • One can convert Reward Points into AirMiles on several airlines if they wish to.
  • The validity of redeeming Reward Points is 2 years from the date of accumulation.

Regalia

  • An award of 4 Reward Points on spending every INR 150.
  • Reward Points come into use for benefits on travel bookings and gift vouchers.
  • 10,000 Reward Points on an annual spend of INR 5 Lakhs or more through credit cards.
  • 15,000 Reward Points on annual spending of 8 Lakhs or more through credit card.
  • 9 Club Vistara Points for spending every INR 100 on all Vistara flights.
  • Each Reward Point is worth to the tune of 50 Paise. They are redeemed on the HDFC Bank Regalia
  • The validity of redeeming Reward Points is 2 years from the date of accumulation.

Maruti Suzuki NEXA HDFC Bank AllMiles

  • A welcome benefit of 1000 Reward Points.
  • 3 Reward Points on spending every INR 150 on retail purchases.
  • 6 Reward Points for spending INR 150 in the MYNEXA section.
  • 1000 Reward Points for renewal.
  • 100 Reward Points = Voucher of 75 AirMiles/INR 75. They can be redeemed
    • At an authorized Maruti Suzuki NEXA network or
    • To get discounts on air miles, flight tickets, hotel booking, movie tickets, music downloads, recharge of DTH, or mobile in the MyNEXA section after logging in to NEXA.
  • The validity of redeeming Reward Points is 2 years from the date of accumulation.

Titanium Times Card

  • 2 Reward Points on every spending of INR 150.
  • 5 Reward Points for spending on dining on weekdays.
  • The validity of redeeming Reward Points is 2 years from the date of accumulation.

Doctor’s Superia

  • Welcome, Benefit of 1000 Reward Points.
  • 3 Reward Points for spending every INR 150.
  • 6 Reward Points for spending every INR 150 on dining.
  • 667 Reward Points equal to 100 AirMiles that can be used for international and domestic flight bookings.
  • The validity of redeeming Reward Points is 2 years from the date of accumulation.

Teacher’s Platinum

  • 2 Reward Points for spending INR 150.
  • 6 Reward Points for spending INR 150 on weekends.
  • 500 Bonus Reward Points on Teacher’s Day every year (5th September).
  • The validity of redeeming Reward Points is 2 years from the date of accumulation.

Solitaire

  • 3 Reward Points on spending INR 150.
  • 6 Reward Points on spending INR 150 on dining and grocery shopping.
  • When redeemed, 100 Reward Points provide a cashback of INR 20.
  • The validity of redeeming Reward Points is 2 years from the date of accumulation.

Platinum Plus

  • 2 Reward Points on spending INR 150.
  • An award of 50% more Reward Points for incremental spends above INR 50,000 in a statement cycle i.e. 3 Reward Points per spending of INR 150.
  • The validity of redeeming Reward Points is 2 years from the date of accumulation.

Ways to Redeem HDFC Credit Card Reward Points

HDFC Credit Card Reward Points

FASTRAC option (Pay+Points)

The HDFC Bank Credit Card customers can redeem the points under this head by using the Reward Points to pay in addition to money. One must visit the ‘Infinity Reward Catalogue’ to get a catalog of the offers available.

HDFC Bank Credit Card Cash Back Redemption Coupon

Fill the details in the Redemption Coupon and post it to the following address for redeeming the Reward Points

‘Rewards Helpdesk, HDFC Bank Cards Division, P.O.Box No.8654, Thiruvanmiyur, P.O. Box No. 8654, Chennai-600041’

On the HDFC Bank website

Redeem the Reward Points on the HDFC Bank website by the following steps

  • Visit the ‘HDFC Bank Net Banking’ webpage and log in to your account.
  • Then, select ‘Credit Cards’, followed by ‘Redeem Reward Points’.
  • Further, choose the Credit Card you choose and then click on ‘Continue’.
  • Click ‘Redeem Reward Points’.
  • Then, choose the ‘Points Range’ and the ‘Item Category’.
  • Shop as per your wish and confirm the order.
  • Accept the ‘Terms and Conditions’ and click on ‘Redeem’.
  • Further, you will receive a Redemption Order Number.

Customer Care Services

You can also contact the HDFC Bank Customer Care Numbers to redeem Reward Points or get answers to your queries.

Related Article-