Meaning, Factors and Best ways to Bill Discounting

Bill discounting is a source of working capital finance for the seller, who is providing goods on credit. It is an arrangement between the seller and a financial institution. Here the seller sells the sales bill to the institution before it becomes due. This institution would provide a discounted amount for holding on to the bill until it becomes due. Once due, the institution recovers the amount from the buyer. Generally, the bank or other institutions provide for 80% of the invoices, those are maturing within 90 days. In the world of start-ups, [...]

By | 2019-04-23T06:28:25+00:00 April 23rd, 2019|Business Loan, loan|Comments Off on Meaning, Factors and Best ways to Bill Discounting
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How to Get a Small Business Loan Without Collateral

It is not exaggerating the things if we say that secured loans are in general a bad idea. Being less risky for the lender, they tend to attract very competitive interest rates. Although, all you need to balance this saving with your increased risk, specifically if it's personal rather than business collateral that is being used. This article will help you to know the different ways of the Business Loan without Collateral. Following are the alternatives: Merchant cash advance: This kind of form for finance allows you to borrow an agreed [...]

By | 2019-07-05T12:22:19+00:00 September 29th, 2018|Business Loan|0 Comments
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DSA(Direct Selling Agent) Agreement

A Legal Agreement written between a Bank and an Agent authorized to sell the services of a Bank/ Financial Institutions is a DSA  Agreement. It comprises details about the appointment, rights and answerability, and all terms and conditions related with the services of a Direct Selling Agent (DSA) certified by a Bank/ Financial Institutions for the purpose of selling or distributing its products/services within the specified jurisdictional areas on its behalf. Procedure for Direct Selling Agent Agreement: Procedure for DSA Agreement is easy with us at Legalraasta.com   Complete our Simple Form Online [...]

By | 2019-02-20T15:41:47+00:00 July 9th, 2018|Business Loan, Car Insurance, Credit Card, DSA Agreement, Health Insurance, Home Loan, Life Insurance, Mutual Funds, Personal Loan|0 Comments
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How to claim a third-party insurance

It is easy to claim third party insurance if you take a quick action and go with the legal procedure. In busy metropolitan cities like Delhi and Mumbai, accidents are very common. And these accidents obviously costs a huge car damage brought by you not generally by your fault. So, its a better option to claim third party insurance. But How it's possible? Yes, for sure it is possible in our country. In India, it is mandatory for all to have a valid third-party insurance according to the Motor Vehicle [...]

By | 2018-08-24T11:58:50+00:00 June 15th, 2018|Business Loan|0 Comments
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Types of business loan

People can take the business loan according to their need and scope of their business. It takes a good innovative brain to establish the successful business. The preliminary purpose of the business loan is to provide financial security to the businessman. He helps in removing hindrance from the business and promote success. Many times new business just drop out only because of the financial crisis and loss. Now banks provide many kinds of business loan, in this article, we will discuss the different kinds of business lone which can be [...]

By | 2018-05-28T10:15:54+00:00 May 1st, 2018|Business Loan|0 Comments
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Factors Affecting Business Loan Approval

Considering the loan for a business can have all kind of opinion. Entrepreneurship is the most creative thing which is not behind in the race in the era of innovation. Business Loans are very common, particularly for small and medium scale endeavors. Mostly the banks in India provide the business loan to: Proprietorship firm Partnership firm Private limited companies, and Public limited companies Features of all the loans are almost similar. However, the rate of interest, terms, and conditions of the loan differs from bank to bank and NBFCs. Invoice finance [...]

By | 2018-08-24T12:30:21+00:00 May 1st, 2018|Business Loan|0 Comments
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Business loan for startups in India

The business loan for startups in India Emerging startup business requires funds to support their startup business process from outside sources such as banks, or venture capital firms to begin operations. Get the business loan for entrepreneurs at best rates. However, there are several ways of getting financial support for funding startup business in India. Loans for emerging companies can be obtained from The banks Financial institutions Angel investors, and Venture capital firms. Most banks in India offer competitive interest rates for startup business loans depending on: The requested loan amount [...]

By | 2018-07-27T08:03:23+00:00 April 27th, 2018|Business Loan|0 Comments
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Business Loan vs Personal Loan

Personal Loan or Business Loan? A common question which usually strikes entrepreneur’s mind is whether to choose a personal loan or business loan. A sudden spike in the sales might have created a need for additional cash flow, however, a good loan might be choice of many businessmen’s but some still choose personal loan because of its simplicity, less paperwork, and easy application process. But as any business decision, there are different pros and cons of both methods. Difference between Business Loan and Personal Loan Basis Business loan Personal [...]

By | 2018-05-02T06:42:19+00:00 January 24th, 2018|Business Loan|0 Comments
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Business Loan overview

Business Loan Businessman tends to earn more money by starting his own business venture. Business loan plays an important role in order to provide the financial support to the business. Also, it reduces the burden on the business owner. The problem of funding of business can be easily solved by securing funds from bank's beneficial schemes of business loan. Therefore, businesses can secure business loan amount from banks. A business loan is a loan specifically borrowed for business purposes. Like all other loans, it involves The creation of a debt Repayment with interest. Also, the banks need [...]

By | 2018-07-30T11:23:19+00:00 January 20th, 2018|Business Loan|0 Comments
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Reasons why your business loan application got rejected?

Business loan Like all other loans business loan involves the creation of debt, which will be repaid with interest and the principal amount. There are many types of business loans such as Bank loan Inventory financing Invoice financing Microloans Business cash advances, and Cash flow loans. For a secured loan, it requires collateral, which may be lost if repayments are not made on time. Before applying for the business loan you should consider the factors affecting business loan. Why business loan application got rejected? Bad Credit Score Many of loan [...]

By | 2018-07-27T06:45:09+00:00 December 14th, 2017|Business Loan|0 Comments
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