SEBI Regulations on Mutual Fund Expense

A question arises in every investor's mind, how Mutual Fund Expenses are recovered? Do they recover it from you before they declare the NAVs of the respective schemes? Are the returns you receive from Mutual Funds Investments is the net expenses incurred by them while managing the funds? What is Mutual Fund Expense Ratio? The Mutual Fund expenses include fund management fee, agent commissions, registrar fees, and selling & promoting expenses. Now the question arises, how much the fees are charged? which involves the concept of Mutual Fund Expense Ratio. Mutual Fund [...]

By | 2018-08-24T11:43:09+00:00 June 18th, 2018|Mutual Funds|0 Comments

Factors that effect your car insurance premium

Car insurance provides cover to your vehicle against any damage that may occur during an accident. Indian roads are insane and always prone to accidents. So one should not take risk of avoiding the insurance. To avoid this risk, the Motor Tribunal of India makes insurance compulsory for all vehicle owners. Car insurance premium is the amount that your insurer charges you for the cover provided. They charge you an annual premium for the cover. The difference in car insurance premium But, how car insurance premium differs in cases? There is a [...]

By | 2018-08-24T11:42:42+00:00 June 18th, 2018|Car Insurance|0 Comments

Star Health Insurance

Star Health and Allied Insurance Co Ltd started their operations in 2006. they launched individual health plans, overseas Mediclaim, and personal accident insurance plans. They provide excellent services and customized products to meet the needs and demands of their customers. They have a capital base of Rs.1,050 crore. It is one of the largest private health insurance providers in India and the first company to provide policy called Star Cardiac Care. This policy is launched people suffering from cardiac ailments. Star health insurance offers a wide range of health insurance policies [...]

By | 2018-08-24T11:42:27+00:00 June 18th, 2018|Health Insurance|0 Comments

Mutual Funds Overview

Today's generation prefers to invest money rather than saving it in accounts. Mutual Funds are the most common financial tool among investors to pool their money for shorter or longer duration and gaining interest from it. The money invested by the investors are professionally managed by experienced people who can buy or sell a diversified or well-mixed number of stocks, bonds, or money market securities for the fund. As a mutual fund investor, your portfolio is made up of as many as several hundred different securities. Mutual Funds are designed for [...]

By | 2018-08-24T11:42:09+00:00 June 18th, 2018|Mutual Funds|0 Comments

Top Auto Insurance Myths you Should Avoid

When you buy auto insurance, it is necessary to understand factors affecting your premium. Sometimes, it becomes difficult to vary among the fact and fiction. As any field can have, this sector also has its set of auto insurance myths. This happens due to lack of proper understanding about motor insurance. It may also affect your choice of policy or obstruct the financial interests. This article, we’ve discussed some popular auto insurance myths, which may help you find the correct plan for your vehicle. Auto Insurance Myths Following are some of the auto insurance myths- [...]

By | 2018-08-24T11:41:53+00:00 June 18th, 2018|Car Insurance|0 Comments

Health Insurance For Senior Citizens

senior citizens health insurance is a necessity. Especially when you are planning to live on pension or interest from savings after is a crucial stage as you are more prone to diseases and illness. A sudden happening can lead to the financial burden on it is important to take a comprehensive senior citizen health insurance plan. the person who is between 65-80 years of age is eligible. You will be happy to know that according to IRDA guidelines that every health insurance company has to offer coverage to [...]

By | 2018-08-24T11:41:14+00:00 June 18th, 2018|Health Insurance|0 Comments

How to Meet your Goals with Mutual Funds?

When we talk about investing, people have a confused look on their face or a wary look. Most potential investors have a broad understanding of this investment tool with little knowledge about the different kinds of Mutual Funds. Lets assume some time period to the goals for better understanding. Short term goals are those for 1 to 3 investing years. Medium term goals are those for 4 to 6 years. Long term goals are those more than 7 years. Mutual Funds For Short Term Goals When the word short term comes, [...]

By | 2018-08-24T11:40:55+00:00 June 16th, 2018|Mutual Funds|0 Comments

Does car insurance covers animal attack?

News has come a number of time-related to animal attack on humans. The attack on humans here means animals attacking humans while driving. And this especially occurring in areas on wildlife tourism or farm areas. New has also gone viral lots of time. Sometimes, the car driver managing to escape safely before the situation takes the wrong turn. Unfortunately, sometimes it ended up drastically. Imagine you are driving side by of a scenic forest and suddenly an animal appears. The possibility of a tragic collision is high and it may also [...]

By | 2018-08-24T11:40:44+00:00 June 16th, 2018|Car Insurance|0 Comments

Ways To Invest In Mutual Funds

Mutual Funds are the most common financial tool for investors to pool their money for short term or long term and getting returns. When we talk about investing in Mutual Funds, the first question comes to our mind is should we invest directly or through agent or broker? Well, the benefit of investing directly is that you'll be charged less management fee by the mutual fund, so in short, your returns will slightly be better than the investment you make through an agent. People often confuse between Mutual Fund Agent [...]

By | 2018-08-24T11:40:11+00:00 June 16th, 2018|Mutual Funds|0 Comments

What are benefits of car insurance calculator

In India, an insurance policy is mandatory for all by the Motor Tribunal. Then also the word car insurance is not considered a novel word. But, it should not be bought due to compulsion only. One must also know the benefits of having car insurance. And moreover, it should be bought according to the needs of insurance. The car insurance calculator will help you to estimate premium that you need to pay. Buying an insurance is not everyone's cup of tea. that is why you need to be careful while [...]

By | 2018-08-24T11:39:45+00:00 June 16th, 2018|Car Insurance|0 Comments