Credit Score is expressed in numerical terms based on the level of analysis of a particular person's credit files, to represent the creditworthiness of that particular person. It is primarily based on the credit report information sourced from credit bureaus. The credit scores are used by banks and credit card companies to evaluate the potential risk which is posed by lending money to consumers and to lessen the losses arising due to bad debts. It is much easier damaging your credit than building it back up. Companies generally rely on [...]