About Pulkit Jain

Pulkit Jain is the founder of LegalRaasta – India's top portal for registration, trademark, return filing and loans. Pulkit is a veteran CA with over 10+ of experience.

Need A Personal Loan? Get it with us at LegalRaasta

Need A Personal Loan? Firstly, Know what personal loan is! and what to do when you need a personal loan? The personal loan comes under Unsecured loans which means if you want to take a personal loan there will be no need for you to use an asset as collateral or guarantee. Personal loans are for those people who don't want to go through the hassles of providing security or collateral and these loans come with manageable Interest rates and minimum documentation. If you need a personal loan you can check Finbucket.com [...]

By |2018-08-24T11:12:42+00:00July 3rd, 2018|Personal Loan|0 Comments
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Closing Credit Card Account Affect your Credit Score

If you're planning to close down your credit card account which is not in use for a quiet time, then you need to reconsider this idea and think about it again. That's because closing your credit card account can lower down your credit score. The main two reason behind it is that first, it will reduce the credit length especially when you had a working account for many years and second, by reducing your available credit. Does closing a Credit Card Affect your Credit Score? The major factor affecting your [...]

By |2018-08-24T06:04:35+00:00June 25th, 2018|Credit Score|0 Comments
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Types of credit score

Types of Credit Score You must have heard people talking about their credit score, It should be the scores you have more than one. Every person has a number of scores but they don't know them all. Credit scores are the kind of a variety pack of cookies you can get at any store. The only difference is that instead of having flavors, shapes or sizes of cookies, you have a number of credit scores based on the credit reports on a variety of scales. But the question is how many [...]

By |2018-08-24T11:11:41+00:00June 25th, 2018|Credit Score|0 Comments
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CIBIL Report

CIBIL which means Credit Information Bureau India Ltd is the highest agency in India which is known for its services like credit CIBIL reports and ratings to individuals and businesses. It is the only one among 1000 companies in the world which has an ISO 27001 rating, that is the highest security standard in the world. The work of CIBIL is to release credit reports which are called Credit Information Report (CIR) to individuals on the basis of their past credit history, which the agency receives from leading financial institutions [...]

By |2018-08-24T11:11:26+00:00June 23rd, 2018|Credit Score|0 Comments
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Credit monitoring service

Credit monitoring is a service which alerts you whenever there is any change in your credit report. This gives you the chance to find the error if any and inform same to the credit bureau. It is necessary to start sorting out any problems before they really get out of hand. Any error can lead to the rejection of the loans when you need the most. Nowadays, our personal information is more under threat than ever before. But it is good to know that defenses against them have also increased. [...]

By |2018-08-24T11:11:08+00:00June 23rd, 2018|Credit Score|0 Comments
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Difference between CIBIL score and report

Those who are in search of loans or mortgages continuously face some terms like CIBIL score and CIBIL report. Banks and other financial institutions use this terms. Both this terms are related to each other and effects the credit status of a person. Generally, the banks uses the CIBIL reports and CIBIL scores to give loans. In today's era, it is easy to regularly check your score online. Thanks to the reliable internet connectivity and excellent Global Tie-ups. Checking this reports regularly is a must to all as it helps in [...]

By |2018-08-24T11:10:51+00:00June 23rd, 2018|Credit Score|0 Comments
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Benefits of Good Credit Score

The range of credit score is 300-900. The more you are closer to 900, there are more chances of loan application getting approved, hence more confidence the credit institution will have in your ability to repay the loan. Anything above 750 is considered a good credit score. All banks /NBFCs usually look at the credit score as one of the many checks they do before advancing a loan. What is a good credit score? A good credit score ranges from 750-900. Banks and other NBFC’s consider you to be credit healthy if [...]

By |2018-08-24T11:10:32+00:00June 23rd, 2018|Credit Score|0 Comments
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Monitor Your Credit Score

Credit monitoring is a type of service that alerts you whenever there are any changes made to one of your credit reports. It is very important to monitor your credit because if you not then it may cost you thousands. When you have the good credit score then you have no problem in getting the loan and having good interest rates. Thus you can save up to thousands of dollars. However, the time to monitor your credit score is now, not a month before applying for a loan because it [...]

By |2018-08-24T11:10:18+00:00June 23rd, 2018|Credit Score|0 Comments
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Factors that Affect Your Credit

A credit score is described as a number that the risk included in lending a loan to any person. Some important places like credit card companies, automobile dealers, and bankers check your credit score. It is to find out if you are suitable for giving a loan or not or at what interest rate. Some others like the insurers, your employer or landlord may also sometimes check your credit score. This is to find out how much responsibility you have for any insurance, lending a home or giving you a job. In this article, we [...]

By |2018-08-24T11:10:06+00:00June 23rd, 2018|Credit Score|0 Comments
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Credit Score Range: Meaning and Impact

The credit score is one of the first terms that come to people's mind when they start learning the basics of personal financing. It is an important term which everyone should know about as this, it is a  3-digit score which holds the power to influence lenders to take decisions in your favor when you apply for a loan. It is important to have a fair understanding of credit score, one should know about the various definitions and implications that we come across while looking for a credit score. Credit [...]

By |2018-08-24T11:20:31+00:00June 22nd, 2018|Credit Score|0 Comments
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